How do you come up with a custom character in a game?

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First :
A female that would get nuke ability, or at least who would focus the role on nuking enemy / dps, I'd name her "Cecilia". Her face would feature a ponitail, and if possible I'd color the hair a bit reddish. In fantasy setting, I'd take any magic ability, especially fire or thunder, less (or not at all) healing skill. Close combat ability is good too, that would make her battle mage, but I'd focus on her magic more. In modern/scifi setting, I'd take any bombard type of weapons such as grenade launcher, or bazooka as the main weapon.

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Second :
A male close and personal specialist in combat (sword in mid-era setting, or semi-auto guns main hand weapon in modern/scifi setting), I'd name him "Soleil" (if you know it, yeah it's based on my project). His appearance would be like a naughty boy with a rather spiky hair. Hair color doesn't matter as long as it natural. He's a counterpart of Cecilia. His skill distribution mostly would be on melee/physical strength, but would have some skill on magic too. The focus is reversed compared Cecilia.

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Third :
A female (full) support (heal, medic, buff, etc), I'd name it "Nella". Her main feature would be a blonde short-hair (it's a must or else I'd rather not create this char lol). Her main attack would be a ranged one. But when I play this name, I'd focus on restoration skill. Or alchemy / crafting in modern/scifi setting. Some games might be hard to use this build for main character, so she as companion is also alright (if you can create your own companion)

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Fourth :
An agile male character that would focus solely on spend skill point on dexterity/stealth/speed/agility, I'd name it either "Andy" or "Alfred". Their hair would be a short brown, and the main feature would be a goggle (or equivalent, if Andy) or bandana somewhere in his body (if Alfred). In mid-era / fantasy setting, their main weapon would be either dagger or dual blades (they could wield a bow too). In modern/scifi setting, their main hand weapon would be small guns like pistol or revolver.

Of course, I sometimes use some other names with different self-rules to play or appearance. But those are usually my most used "preset" characters. However in general, I don't feel comfortable building a female character that would spend most if not all into physical skill point. Or building a male support type of character.

Generally, it's a mage type character (Vanguard/Biotic/Force Magic User/etc) with a backstory that usually gets progessively more sappy and terrible as I go. I always try to choose the most generic and least fleshed out backstory so I can make my own. IE if they let me have an orphan, then the characters gets a tragic story as to why they are an orphan and so on. The character almost always turns out to be on the good side of the moral spectrum as well as I don't like making bad decisions (generally being mean in a game makes me feel terrible). That being said, I did enjoy playing a bad guy in SWTOR (force lightning!) but her choices still aligned with being a bit of a tragic outcast.

The other side of the coin is mostly because of my time playing WoW. I have pretty much just played the same Blood Elf meatshield since the second expansion of the game. This has translated into my character's backstory that she was one of the first Paladins and wanted to prove everyone just how awesomely heroic her people can be (despite the fact that they had stolen the abilities to be Paladins when they first started, good times). Most of her choices end up based on a "I can do that!" mentality which is really hilarious for choosing quest rewards. I've occasionally remade her in other games or at least based somewhat on her.

Names wise, it really all depends on the genre. Modern or futuristic I generally go with some combination of Natasha Stryker or Tela Ward. Fantasy wise it varies but my current ones are Arakash (Ara) or Aria.

Roth
Typical battle mage, specialising in both swordsmanship and elemental magic (mainly air/lightning) with stats mainly geared towards attack and agility. Excels in close- and mid-range combat.
His looks similar to the picture as my avatar. His gear features a cape or cloak, and he wears light armour, sporting that adventurer look.
Personality-wise is kind of like does whatever he likes, but leans towards being the good guy if given the choice. Like to show off from time to time, lol.

Milennin
Holy mage/knight/cleric. Basically can go either the more tanky route with heavy plate armour, like a Paladin, fighting on the frontlines. Or more along the lines of a spellcaster, healing his allies from the back. His weapon is either a two-handed sword or a staff, depending on what he's going for.
His long blue hair is probably his most distinctive feature, lol. The colour of his outfit is primarily white, secondarily white (optionally gold).
He has a nice and polite personality, and always fights with honour.

Mayra
Generally goes for something more stealthy, going for that unfair advantage over her enemies, and can wield either daggers or magic (either for trickery or for assassination). Wears light armour to allow for a mobile fighting style.
Her looks are that of a young woman with long, slightly curly black hair. She likes to wear a stylish dress, giving her the look of an innocent lady before she stealthily deceives or assassinates her enemies from the shadows.
She has a bit of a mean and sadistic personality, and generally walks the path of evil (but mainly for her own amusement, not for power).

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